We at FSA welcome everyone, regardless of what level they’re starting at.
Here, it’s all about the individual’s journey, so you only have to live up to your own standards. Get ready to have fun and get financially fit on your own terms. Join us today
Finance Coaches
All of our finance coaches are cash flow trained to identify areas in which may result to an improvement in your credit. Which means they’ve been trained in the factors that impact credit, strategies to improve credit worthiness, and are your accountability partner. They understand that no two reports are alike and will work with you to get your credit in shape.
Finance Coach
”If you fail to plan, you plan to fail.”
Verifying & Authenticating Credit history; Bankruptcy Consultation; Debt Negotiating; Credit Building.
We will seemingly create a successful financial strategy which will build, protect & preserve your financial legacy.
Our Finance Coaches are determined, & encourage you to contact us now.
Loan Modification
Mortgage Modifications
What steps do i need to take? Looking to prevent foreclosure?
A modification is a change in the term.
Observe how to communicate to lenders to reduce the rate, extend loan payments, lower your principal balance, or possibly a mix of both.Contact us to see if you qualify
Asset Protection
”A retired income plan without guaranteed income is like parachuting without a parachute.”There is a big misunderstanding about how life insurances work. In our sessions we will have discussions about securing your wealth.
Approved Vendors
Business Loans
Auto Broker/Dealer
FHA 203 K Loan
Conventional Loans
Take advantage of the incredible resources we provide.
Thank you for stopping by.
``There is nothing impossible to him who will try``
— Alexander the Great
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What do we do?
Offer credit assistance, Real Estate Credit Coaching, Business Credit Solutions.
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Who do we help?
Home owners Business owners People that need to fix their credit.
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How do we help?
Information on options to modify or refinance a mortgage
Full cash flow conversation to discuss business lending solutions
1:1 meetings to verify, authenticate, dispute negative or inaccurate information on the credit report
Sessions
There are up to 6 mandatory calls. Each call will be on the exact date of the month. For disputing purposes, this sets up consistent communication. Each session is typically 45 minutes one on one with a finance coach. That way, the individual gets all the attention they need. In between each session we have multiple touches. Those touches come in the form of text messages or calls to creditors. If a call needs to be rescheduled, please notify your coach within 2 hours to avoid reschedule fees.
Our coaches are very valuable and manage other clients. We respect your time, so all we ask is to respect theirs as well. Our coaches are happy and ready to begin!
Round 1-2
Discuss credit report
Create personalized game plan
Prepare disputes
Verify & Authenticate history
During these rounds very important early in the program to create a credit card strategy as well as create new lines of credit if need be. The coaches will help you set a plan, build strategy, and put your plan to action.In this time we will dispute any information on the report that needs to be investigated.
Round 3-4
Check Score
Budget Plan in full effect
100% of financials
“Repetition is the key to memorization.” By now we are at the half way mark in the program. Here we will have a full update on the status of the report. To help you build a leaner report, at this time, you should be well on your way to credit worthiness. In these rounds we see most improvements.
Round 5-6
The Final Stretch
New Beginnings
Here, we are coming into the final stretch. We have disputed all the derogatory history that needs to be verified. At this point, any history that has been verified will remain on the report. By now you will have a high level overview on credit. You will have exercised all the strategies to become credit worthy. We recommend you to continue to build strength & stay committed!
Tips and Tricks
“If you fail to plan yo plan to fail.”
Credit tends to improve with age. Generally, a way to maintain healthy credit is to keep your utilization under 30%.
We welcome you to a complimentary review to discuss your credit needs. Let us breakdown together and work it out. During these short few months, You will be having a series of “Grows n Glows.” The team looks forward in welcoming you to the family.
What is my break even?
Break Even
The total sum of all expenses
How to calculate B E?
Make a list of all expenses
You can not build a house with out having a strong foundation. before the foundation is built, there is a draw up plan called, “The Blue Print.” In this conversation, we will discuss the differences between Necessities vs. Luxuries.
How exactly does credit improve?
Email: [email protected]
Speak to a finance coach today!
Open to any level of need. Our coaches will know how to help you. This program results may vary based on completion of the program. Is all about syncing our finances around our everyday lives.
“Repetition is the key to memorization.”
Strategic Consulting
We interpret the data and filter it through years of industry experience to give clients strategic insight and direction.
Credit Errors
Report accurate information
3 National Credit Agencies
Experian Equifax Transunion
Although these three agencies manage our personal credit reports, they have no communication with each other. We’ll teach you how to verify and authenticate data properly, so you can safely maintain a healthy report.
Things you should know
Disputes may take up to 30 days
Know your rights
In this advanced series you will discuss our credit rights. Here we learn about:
The Federal Trade Commission
Consumer Financial Protection Bureaus
Fair Credit Reporting Act
Fair Credit Billing Act
Successfully completing this program you will be able to:
For adult beginners and intermediates alike, this program will teach you the advanced methods of having positive credit standing. You will build the strength you need to hold proper balance.
Check for understanding:
Define credit? Describe what is credit? Describe debt to income?
Learn methods to live within means
Luxuries vs. Necessities
This session is for those who have challenges saving. All hands on Deck!!! We’ll start with beginning with calculating your break even. That way we can begin to debt stack or consolidate debts. before progressing to more advanced.
How exactly does credit improve?
Speak to a finance coach today!
Open to any level of need. Our coaches will know how to help you. This program results may vary based on completion of the program. Is all about syncing our finances around our everyday lives.
“Repetition is the key to memorization.”
Stay Committed
Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time. — Thomas Edison
What is your ultimate goal?
Get your heart bumping and your asanas flowing. With a combination of high-intensity game planning and goal setting, this is perfect for those who know what they want but don’t know how to get there or those that need a push to get started.
Together, lets get you that Fresh Start…
For message or review
Contact Us
Fresh Start Advancement is a company that cares. Our goal is to spread awareness on how to have a healthy functioning financial plan. The program is benefited from those that apply the methods & strategies. A wise man once said, ‘‘if you fail to plan, you plan to fail.’’ We encourage any questions. Want to partner up?
Before you go, real quick, write your name, email, time to call in the subject line, and a question or concern you have around you credit repair, debt consolidation, debt settlement, mortgage, loan modification, insurance, or retirement options.
F.S.A is a community influencer. After years of cultivating relationships in the community, we are creating momentum to help make a difference. Get involved now! Looking to support a cause or start a movement we will help you.