Disputes may take up to 30 days
Know your rights
In this advanced series you will discuss our credit rights. Here we learn about:
The Federal Trade Commission
Consumer Financial Protection Bureaus
Fair Credit Reporting Act
Fair Credit Billing Act
Report accurate information
3 National Credit Agencies
Experian Equifax Transunion
Although these three agencies manage our personal credit reports, they have no communication with each other. We’ll teach you how to verify and authenticate data properly, so you can safely maintain a healthy report.
We interpret the data and filter it through years of industry experience to give clients strategic insight and direction.
Learn different forms of credit
Secured vs. Unsecured
Work off that Sunday brunch or train for an obstacle course race! We recommend this conversation for those who have limited experience with credit. Knowing how applications are viewed is half the challenge. Here learn tips and tricks on establishing new trade lines.
Break Even
The total sum of all expenses
How to calculate B E?
Make a list of all expenses
You can not build a house with out having a strong foundation. before the foundation is built, there is a draw up plan called, “The Blue Print.” In this conversation, we will discuss the differences between Necessities vs. Luxuries.
“If you fail to plan yo plan to fail.”
Credit tends to improve with age. Generally, a way to maintain healthy credit is to keep your utilization under 30%.
We welcome you to a complimentary review to discuss your credit needs. Let us breakdown together and work it out. During these short few months, You will be having a series of “Grows n Glows.” The team looks forward in welcoming you to the family.